All loan products
Loan product
Business Loans
Working capital for small businesses, entrepreneurs, retailers, and traders pursuing growth.
Working-capital support for established and growing businesses.
Eligibility
- Business owners and traders with a verifiable source of repayment.
Requirements
- Photocopy of National ID
- One recent passport-size photograph
- Fully completed loan application form
- Two guarantors with identification and contact details
Costs
- Non-refundable application fee: UGX 10,000
- Monthly interest rate: 2.8% plus applicable monitoring fees
Repayment
- Standard loan period: one month
- Repay by cash at a branch or through the provided Mobile Money merchant codes
Common uses
- Restocking inventory
- Business equipment
- Short-term operating costs
Frequently asked questions
How quickly are approved funds available?
Funds are normally disbursed in less than one hour after approval.
Where can I apply?
Visit any published Willmaha branch with the required documents.